Financing

Hi everyone, I’m quite “recent”, I moved to Switzerland only last year, I have a contratto di lavoro, and a B permit. I recently happened to go to a Swisscom store to buy an Apple Watch in installments. Well it wasn’t possible. For the Swisscom system I am a “danger”, it doesn’t matter that I have a rental contract, that the extract from the debt collection register is “clean”, they also issued me a good payer certificate. Moreover, even the bills that arrive to me are always paid on time, a few days after delivery…. In short, it is not a huge problem, but it was unpleasant for me…. very unpleasant. I would like a comparison, to know if anyone else has heard it like this too, with permission B….